The state health insurances in Israel guarantee every citizen professional and efficient health services during routine. But there are many medical cases in which the basic services provided by the state health insurance are insufficient, or are not available quickly and professionally.
To this end, there are private health insurances, which allow the insured to receive private, efficient and advanced medical treatment, and even add various coverages and services. The private health insurances are especially important in the case of an unexpected health condition because they allow the availability and variety of services such as the possibility of choosing doctors and surgeons, receiving medicines that are not included in the health basket, and more. Here is an article dealing with the insurances of the Ayalon company.
Ayalon's leading types of insurance
Ayalon's health insurance policy provides an extension to the basic services that are included in the health services of the health funds, and offers additional protection for medical conditions that are not included in these services, giving its policyholders efficient and advanced medical care and financial and mental peace.
Coverage for surgeries - Ayalon's health insurance policy does not limit its insured to a limited list of doctors, and allows them to choose the surgeon and the hospital even if not from the list of doctors in the arrangement. In addition, the policy provides coverage for expenses for surgeries or special treatments abroad, which are not covered by the state health basket and the supplementary insurances of the health funds.
Medicines - Ayalon's health insurance policy includes a medicine component that provides coverage for medicines that are not included in the health basket and enables the receipt of medicines that are not covered under the state health basket, including broad coverage for customized medicines and genomic tests.
Medical tests and consultations - Ayalon's health insurance provides coverage for various tests and counseling sessions such as pregnancy and childbirth tests, and rapid diagnoses, including coverage for innovative coverage tests.
Serious illnesses - Ayalon's insurance program provides financial compensation in the event of a serious illness being discovered from a list of serious illnesses, which includes coverage for 35 serious illnesses, including compensation of 100% of the insurance amount for a common event: therapeutic coronary catheterization.
Beit Harofim Medical Center - TLV Medical Center, which offers a variety of advanced medical services, the Ayalon insurance company offers its policyholders increased availability of surgeries and treatments, with a free choice of a surgeon, according to the policyholder's preference.
Why purchase the insurance through the national collective?
Purchasing private health insurance is a step taken now in order to ensure our health in the future. As the years go by, we are exposed to more and more health conditions that may develop and require special treatments that are not provided within the framework of the state health insurance provided by the health funds.
In the moment of truth when we need a quick diagnosis, a unique surgery or a medicine that is not in the medicine basket, it is important to have a private health insurance policy that gives us all the necessary coverages in order to treat, heal and rehabilitate.
When purchasing a private health insurance policy, it is very important to pay attention to the coverage it provides, and the various extensions included in it, and to make sure that they are suitable for our medical condition and meet all our needs, and of course they are updated and change over time and remain relevant even when the moment comes when we need them the most.
Purchasing a health insurance policy through the national collective insurance agency allows you to receive in advance all the relevant information about all the health insurances of the leading insurance companies, to examine and compare and choose the most correct health insurance policies for you.
Thanks to years of experience in the world of insurance, we at the national collective know the most efficient way to optimally match our clients with the health insurance policy that suits them, and specialize in building a comprehensive and high-quality insurance package that guarantees you a proper response in any health condition you may encounter.
in short…
How to purchase private health insurance?
The purchase of a private health insurance policy is carried out by contacting your insurance agent at the national collective in order to adjust the necessary insurance components for you and your family members.
When is it recommended to purchase a policy?
Although at a young age we are less likely to think and fear complicated health situations, the recommendation is to purchase a private health insurance policy at a young age. The earlier the insurance start age, the healthier the insured and remembers better offers and fewer exclusions.
