Kindergarten insurance is insurance of the highest importance, and this is due to the statute of limitations used in the State of Israel with regard to children's injuries. We note and say that the kindergarten teacher is exposed to a very long period of claims by the parents or the child as follows: while a child is injured in kindergarten or as part of the activities of the kindergarten and outside the kindergarten, the parents can sue the kindergarten teacher or the caregiver on behalf of the child until the child is 18 years old and while the child is still a minor. When the child reaches the age of 18, he can sue the kindergarten teacher as an adult until the age of 25, which means, another 7 years of statute of limitations.
The kindergarten insurance we are talking about is also intended for nurseries, daycare centers, kindergartens, activity centers, and class centers and more. The kindergarten insurance that we offer in the national collective does not limit the kindergarten teacher only to the kindergarten or the nursery, and it actually covers the children outside the kindergarten as well, as long as the child is under the nature of the activities of the kindergarten. The national collective policy insures the child on the way to kindergarten or during a trip or any other activity done outside the kindergarten, as long as this activity was within the kindergarten.
Kindergarten insurance covers the children in kindergarten, children by nature like to run wild and in one second they could get injured even if we were near them. The children in the kindergarten are under the sole responsibility of the owner of the kindergarten, or the kindergarten teacher, while a child injured in the yard or hit by another child, can lead to a lawsuit by the parents against the kindergarten teacher, and even lead to the financial collapse of the kindergarten teacher.
Kindergarten insurance includes different policies, each kindergarten or nursery school or summer camp needs to adjust the appropriate policy for it. Some of the insurances included in the policies are, third party insurance and in cases where children are involved in accidents, personal accident insurance for the kindergarten teacher, assistant insurance, insurance for parents visiting the kindergarten, and we also offer insurance for legal accompaniment and protection against criminal prosecution.
In addition to the protection of the kindergarten teacher against lawsuits in the event of an accident of the children, the insurance offers sections such as: evacuation of a child by ambulance, dental accident insurance, employers' liability insurance and property insurance of the kindergarten.
The insurance is built according to the needs of the kindergarten, the number of children, the size of the kindergarten, and several other important parameters. Kindergarten insurance is an important insurance, and many parents before enrolling their children in kindergarten will ask about insurance for their children. Whereas the kindergartener must know that professional insurance is recommended and should be done with professionals who specialize in the field and not every general insurance agent will be able to offer a comprehensive and inclusive insurance proposal as a body that has specialized in the field for many years.
